Commercial Insurance

What is Commercial Insurance?

Commercial Lines Insurance include products such as commercial auto insurance, workers compensation insurance, federal flood insurance, aircraft insurance, ocean marine insurance and medical malpractice insurance. Commercial lines protect businesses against potentially devastating financial losses caused by accidents, lawsuits, natural disasters and other adverse events. Coverage available and premium costs vary by business type, size, and location.

Commercial lines aren’t just for large corporations. Even a small, home-based business might need one or more commercial lines because homeowners insurance provides limited or no insurance for business activities. For example, a home business might need commercial auto insurance for a company-owned delivery vehicle, workers compensation insurance for the employee who drives the vehicle, property insurance to cover business goods stolen from the home or vehicle, and liability insurance to protect against claims by any client who claims they were harmed by the business’s product.

We do your shopping for you. One of our strategy to staying  competitive is we compare all options to find the most cost effective option, for the benefits or service you desire. Our loyalty is to our customer, not the companies.

Most Successful Classes

  • Restaurants
  • Contractors (Painting)
  • Clothing Manufacturing
  • Grocery Markets
  • Auto Body Shops
  • Pharmacy
  • Veterinarian/Animal Hospital
  • Convenience/Liquor Store
  • Lessor’s Risk
  • Beauty Shop/Supplies
  • Dry Cleaning/Laundromat
  • Wholesale Store
  • Doctor’s Office
  • Retail Stores
  • eCommerce

Program Features

  • Commercial Liability and Prooperty
  • Business Owners Policy
  • Professional Liability
  • Workers’ Compensation
  • Umbrella / Excess Liability
  • Employment Practices Liability, E&O, D&O
  • Surety Bonds
  • Ocean / Inland Marine
  • Commercial Auto